Fintech 9-axis
The standard 7 axes plus regulatory passporting and AML/KYC complexity. For founders building on payments, lending, banking-as-a-service, crypto rails, or any product that touches money movement across jurisdictions.
Axis composition
Each axis must reach its minimum signal count before score() can be called.
Problem hypothesis — same as 7-axis
Beachhead market — same as 7-axis
Existing solutions — same as 7-axis
Wedge — same as 7-axis
Distribution — same as 7-axis
Unit economics — same as 7-axis
Founder fit — same as 7-axis
Regulatory passporting — license_type ×1, jurisdiction_map ×3, e_money_vs_banking ×1
AML/KYC complexity — kyc_flow ×1, aml_obligation ×1, fatf_tier ×1
Verdict thresholds
The verdict flows from the math. Thresholds are scaled for the number of axes in this protocol.
total ≥ 72 (9 axes) AND no axis below 6total 54–71, no axis ≤ 43 or more axes ≤ 5any single axis ≤ 3Enterprise tier
Verticalised protocols are available on Enterprise tier.
Healthcare, fintech, and workforce protocols include axes that require domain-specific signal validation. They're bundled with the Stackforge Compliance tier — a passed healthcare-9-axis assessment hands off directly to the hipaa-ready-healthcare-saas Stackforge blueprint.